The first image I saw this smile credit cards was its very cute. After read more on it benefit, then I only understand that why its name called smile credit card. haha. With their smile classic credit card, I can earn cash back while spending. That is the first reason I will spending money with smile. Secondly, it just 13.9% the APR typical with owing a smile current account. I have checked their gold card too, this even great! It just 9.9% typical/variable with owing a smile current account! No annual fee plus 46 days interest free with full settlement of balance amount. No wonder smile's credit card has been voted the best credit card for continuously four years.
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